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  • Small Group And Mini-Group Market
    natives to hospitalization. Hospices, home health care, post-operative convalescent homes and birthing ... thing that does come up from time to time where a direct telephone inspec- tion has been extremely helpful ...

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    • Authors: Ronald J Dandy, Alan N Ferguson, Jerome M Stein, Irwin J Stricker, Richard B Sieben
    • Date: May 1984
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability
  • Multiple Life Plans
    primarily used to offset these estate taxes. The primary sales thrust with a second-to-die policy is the ... buy this. When the first one dies, you're taken care of." In more up-market ,sales,that sort of sales ...

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    • Authors: Anne Katcher, Carol A Marler, Philip Polkinghorn, Mark Jamilkowski, John J O'Connell
    • Date: Apr 1991
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Managing Risk Concentration in the Post 9/11 Environment
    like in a traditional life reinsurance market, direct writers, reinsurers and retrocessionaires really ... information chain, it all starts at the top with the direct carrier. Working and educating with the producers ...

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    • Authors: George E Davis, Patrick Shannon, Tim McGrath
    • Date: May 2003
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments>Risk measurement - Finance & Investments; Reinsurance>Catastrophe reinsurance
  • Setting Assumptions in a Changing World
    that of direct expense versus overhead expense. Those names almost speak for themselves: direct expense ... those expenses with growth, whereas, additional direct expenses are asso- ciated with new volume. As ...

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    • Authors: Michael Aloisio, G Boyd, Douglas French, Jeffrey Harper, Wilford A Leonard
    • Date: Apr 1987
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance
  • Manufacturing Arrangements
    "turn- key" you see the manufacturer takes the primary responsibility for the insurance risk. Sometimes ... pure distribution type approach. And here the primary responsibility again lies with the manufacturer ...

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    • Authors: Leonard Koloms, Thomas J Stoiber, Daniel Winslow, William R Sproul, Harry Taylor
    • Date: Oct 1988
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Health & Disability>Health insurance; Life Insurance
  • Product Trends in Group Long-Term-Disability Insurance
    is Fred Yosua who is vice president of long-term care at UNUM. He is most recently working on alternative ... and association disability as well as long-term care. Fred is going to talk about critical illness insurance ...

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    • Authors: Frederick Brown, Frederick Yosua, Michael Fish, Paul C Barone
    • Date: Jun 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Critical illness insurance; Health & Disability>Disability insurance
  • Special Risk Management Issues for International Operations
    100 years, primarily focused on Hong Kong as the primary hub for our operations. But we have been in and ... have surrender charges. So we immediately had to direct our actuaries' attention from working on annuities ...

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    • Authors: Réjean S Besner, Simon Curtis, Katherine Anderson, David Ingram
    • Date: May 2003
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments>Asset liability management; Finance & Investments>Capital management - Finance & Investments; Global Perspectives>Global markets
  • Disintermediation, Investment Strategy And Product Design
    discounted (or accumulated) to a common date. Particular care is required in the process of discounting or accumulating ... flow analysis that was completed last year. Our primary goal is to extend the analysis from the company ...

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    • Authors: Jacqueline M Keating, Michael E Mateja, Daniel J McCarthy, Carl R Ohman
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge; External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments>Investment strategy - Finance & Investments; Life Insurance>Policyholder behavior - Life Insurance
  • Nontraditional Reinsurance Solutions to Group Issues
    these problems. As you probably are aware, the primary purpose of traditional reinsurance is the transfer ... hand, has the solution of business issues as its primary purpose. These definitions are not my own. Although ...

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    • Authors: Frederick Brown, Monica Hainer, James Greenwood
    • Date: Jun 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Reinsurance
  • Using Reinsurance to Manage Guaranteed Minimum Death Benefits, Income Benefits, and Maturity Benefits on Variable Annuities
    know that's not good news for those of you on the direct side, but that's the reality. I think, in the ... task, and when you're hedging, you don't really care because what really drives the process is how ...

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    • Authors: Michael Pado, Timothy J Ruark, Jean-Francois Lemay
    • Date: May 1999
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Variable annuities; Reinsurance